Apple Pay Card Expired Error: What We Know So Far
Mobile payments are quickly becoming the go-to way to pay for everything from coffee to concert tickets. With technology advancing, digital wallets such as Apple Pay offer unprecedented convenience. But just like any other form of payment, issues may arise from time to time. One of the recurring issues for some users is the dreaded “Apple Pay card expired” error. This warning, which comes when someone tries to make a payment using a card that Apple Pay reports as expired, is frustrating enough to send shivers down the spine. So why does this error occur, and how do you deal with it? Today, we delve into this topic to not only explain the problem but also provide tangible solutions.
What Triggers the Apple Pay Card Expired Error?
The “Apple Pay card expired” error often appears when a user tries to make a payment using a card that has exceeded its validity date. Typically, each card registered to Apple Pay has an expiry date linked to the actual debit or credit card. However, there’s a catch. Even when users renew their physical card and get a new expiry date from the bank, it doesn’t automatically update with the electronic version on Apple Pay. Consequently, users keep getting the frustrating “Card expired” error when trying to complete transactions.
Fixing the Error Requires Updating Apple Pay
Essentially, resolving the “Apple Pay card expired” situation simply requires updating the card details on the Apple Pay system. The step involves removing the old card and adding the new one afresh.
Here’s a simplified step-to-step guide to doing that:
- Go to the Wallet app on your iPhone and tap on the expired card.
- Tap on the three dots at the top right corner of the screen.
- Scroll down and tap on Remove This Card. This will delete the expired card from your Apple Pay.
- After successfully removing the expired card, tap on the plus sign or Add Card option.
- Follow the prompts to add your new, updated card.
Once the new card is added successfully, the “Apple Pay card expired” error should be resolved, and you will be able to make transactions smoothly.
Is There a Way to Prevent the Apple Pay Card Expired Error?
Currently, Apple Pay does not automatically update card expiry details, a feature that subscribers would find handy particularly when this technology aims to deliver convenience. As it stands, users need to manually update any changes made to their bank cards on the digital platform.
Given the increasing rate of Apple Pay adoption, it’s hoped that Apple might revisit this area of their system and address this recurring inconvenience in the not-so-distant future. In 2021 alone, Statista reported that the number of Apple Pay users surged to 507 million worldwide, a significant increase from 441 million in 2020.
In summary, the “Apple Pay card expired” error is a recurring but solvable issue. It primarily arises because of outdated card details on the system. For now, users have to manually update their cards on Apple Pay every time they get a new one or whenever the bank alters details- a little speed bump along the road of digital convenience.
